At
American National Property and Casualty Company (ANPAC®), we offer
a comprehensive watercraft policy that shelters your boat while offering you and
your family valuable protection. Our flexible policy allows you to choose the
amount of coverage that's right for you while offering money-saving discounts
and convenient payment options.
Your
peace of mind is our goal with ANPAC's Safe Harbor Program. We offer protection
for your boat, motor, boat trailer, plus any added equipment and accessories.
Our comprehensive plan covers:
Loss or damage to watercraft
Replacement cost on the motor
Liability for bodily injury or property damage
Personal property protection
Emergency service coverage
Wreck removal
Medical expenses including guests
Coastal water coverage (75 miles from coastline)
Discounts
for the safe watercraft owner are also available through ANPAC®. Take
advantage of incredible savings when you insure your watercraft with the Safe
Harbor Program.
Claim
Free Discount - Enjoy a 5% to 20% discount on your premiums if you are claim-free
for a given period of three to six years.
Multiple
Watercraft Discount - If you insure more than one watercraft with ANPAC®,
you can take an additional 15% off your premiums.
Safety
Course Discount - If you have completed a recognized water safety course,
you can take an additional 10% off your premiums.
Multiple
Line Discount - You can save up to 20% on your watercraft premium if you also
insure your auto, home, and/or life with American National.
Financial
GAP Coverage is another great coverage provided by ANPAC's® Safe Harbor
Program. GAP Coverage simply means we cover the difference between the actual
cash value of the watercraft and the loan balance at the time of loss.
ANPAC®
will cover you for up to $10,000 in the event you owe more than the actual cash
value of the boat.
We
help you through the rough waters of a possible loss by offering a variety of
extended coverage options on accessories, liability, and towing. You choose the
amount of protection you need for you and your family. Call an ANPAC®
representative today and see how our flexible policy can be your lifestyle preserver.
ANPAC's Safe
Harbor Program offers coverage for most types of watercraft including: