American
National Insurance Company
About
American National Insurance Company
Chartered
in 1905, American National Insurance Company has evolved into
an industry leader, ranking among the larger life insurance companies
in the United States.
Today, the company provides personalized service to more than
2.9 million policyholders throughout 49 states, the District of
Columbia, Guam, American Samoa and Puerto Rico.
Directly
and through its subsidiaries and business relationships, American
National offers a broad line of insurance coverages, including
individual and group life, health, individual disability*, personal
lines property and casualty and credit insurance.
To
learn more about American National Insurance Company and the products
we offer, please visit the Home Office web site at www.anico.com.
American
National Insurance Company's home office is in Galveston, Texas.
*Underwritten
by Illinois Mutual Life Insurance Company.
Ratings
These
ratings are provided to you so that you may make a comparison of American National
Insurance Company to other companies. They are not provided as a recommendation
by the ratings companies to purchase this coverage.
Financial
Strength Ratings
American National Insurance
Company ("American National") has been evaluated and
assigned the following ratings by nationally recognized, independent
rating agencies. The ratings are current as of April 2006.
A.M. Best -- A+
(Superior) -- 2nd highest of 13 active company ratings 1
"A
superior ability to meet their ongoing obligations to policyholders"
Standard
& Poor's -- AA (Very Strong) -- 3rd highest of 20 active company
ratings 2
"Very
strong financial security characteristics, differing only slightly
from those rated higher"
Ratings
reflect current independent opinions of the financial capacity
of an insurance organization to meet the obligations of its insurance
policies and contracts in accordance with their terms. They are
based on comprehensive quantitative and qualitative evaluations
of the comapny and its management strategy. Teh rating agencies
do not provide ratings as a recommentation to purchase insurance
or annuities. The ratings are not a warranty of an insurer's
current or future ability to meet its contractual obligations.
Ratings
may be changed, suspended, or withdrawn at any time. for the most
current ratings view the full rating reports on American National's
website @ www.anico.com.
1
A.M. Best's active company rating scale is: A++ (Superior), A+
(Superior), A (Excellent), A- (Excellent), B++ (Very Good), B+
(Very Good), B (Adequate), B- (Adequate), C++ (Fair), C+ (Fair),
C (Marginal), C- (Marginal), and D (Poor)
2
Standard and Poor's active company rating scale is: AAA (Extremely
Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal),
B (Weak), CCC (Very Weak), CC (Extremely Weak). Plus (+) or minus
(-) modifiers show the relative standing within the categories
from AA to CCC.
